Banking · Insurance · Fintech

We run critical financial ITon tools, AI, and data —not on status calls.

We lead complex IT programs in banking, insurance, and fintech. Our edge is simple: tools, AI agents, and data — not just status calls.

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Why us

Why this isn't ordinaryproject management

Domain you can't Google

13+ years in CIS banking, insurance, and fintech. We know the constraints that never show up on a Jira board: compliance, infosec, regulatory deadlines, legacy, vendors. You can't Google this.

Tools, not just oversight

We bring tools into the project, not just oversight: data-reconciliation comparators, compliance checklists, progress monitors, AI agents for the routine. Status reports, minutes, metrics, and risk logs shrink to minutes — judgment and coalitions stay human.

We manage on evidence

We manage on data and on a real map of influence — who's for, who's against, who got left out. An ordinary PM manages on words; we manage on evidence.

Services

What we do

01

Project Leadership

Outsourced PM, governance, and recovery for programs too complex, too regulated, and too risky for an ordinary PM. We read the real balance of power and turn it into decisions that pass.

02

Tech & AI Enablement

Automation built for your rollout, AI agents for the PM routine, and IT audits. This is what makes us different — not a separate product, but proof we don't manage with words alone.

03

Method & Knowledge

Your team keeps what we build: the RealProjectic method, reusable artifacts, and templates that make the next critical project repeatable — not dependent on one person.

Track record

0+ years in financial-sector IT

Delivering critical banking, insurance, and fintech programs since 2013.

Banks and insurers, since 2013

Realprojectic Method

Our method

A pragmatic method for IT projects in regulated finance, where delivery is decided not only by code, but by the balance of power. We make it visible, measurable, and manageable — with tools, not slideware.

01Diagnostics
01 — Diagnostics

Who really influences the project

We read the real balance of power, not the org chart: where authority sits, where resistance is, and the hidden dependencies between the CEO, finance, IT, security, and the vendor.

02Coalitions
02 — Coalition map

Who's for, who's against, who's left out

We map roles by interest: allies, opponents, neutrals, and those nobody thought to ask. It becomes clear who must be won over for a decision to pass.

AlliesCEOBusiness
AgainstInfoSecCompliance
NeutralCFOVendor
Left outOpsIT Ops
03Metrics
03 — Metrics

Managed by data, not by gut feel

Cycle time, flow efficiency, and WIP, pulled straight from your task tracker. Progress shows up in numbers, not in upbeat status reports.

Task tracker · task flow
0d
Cycle time
0%
Flow eff.
0
WIP
Throughput · 6 weeks
RES-204Reserve calc migrationDone
RBU-118RBU report mappingDone
IFR-090IFRS 9 stagingIn progress
DVO-012DevOps pipelineIn progress
SEC-447Security sign-offOn pause
VND-031Vendor integrationIn progress
GOV-005Governance reviewDone
EDI-220EDI provider switchOn pause
RES-204Reserve calc migrationDone
RBU-118RBU report mappingDone
IFR-090IFRS 9 stagingIn progress
DVO-012DevOps pipelineIn progress
SEC-447Security sign-offOn pause
VND-031Vendor integrationIn progress
GOV-005Governance reviewDone
EDI-220EDI provider switchOn pause
04Governance
04 — Governance

Decision structures under pressure

A decision path that doesn't fall apart under the regulator and deadlines. Every decision passes a control and is recorded.

Review
Risk
Approve
05Delivery
05 — Delivery

Results in real conditions

We bring a critical project to its goal through turbulence, not on a perfect plan — tracking progress toward a clear target.

TargetDelivered
the engine beneath the method
AI-assisted delivery

AI runs the busywork. We keep the judgment.

AI agents handle the repetitive PM layer — status reports, meeting notes, tracker metrics, document parsing, risk and dependency logs — compressing hours into minutes. And the same hands build the tools that sit underneath: comparators, checklists, monitors.

Status reportsMeeting → action itemsTracker metricsDoc parsingRisk & dependency logs
Judgment & coalition stay human.
Routine PM work · time to produce
×3–×10faster on the routine layer
Manual
hrs–days
AI-assisted
minutes
time reclaimed for coalition & judgment
Sources → agent → ready artifacts
Task tracker
Meetings
Knowledge DB
Docs & email
AIagents
Metrics
Reports
Risks
Action items
Selected work

Case studies

Challenge

A fragmented portfolio of IT and business initiatives, rising operational costs, and growing risk under regulatory and organizational pressure.

Impact

  • 15 optimization initiatives
  • $10M+ verified savings
  • Emergency EDI-platform migration in 4 months
  • ~$55M potential loss avoided
  • Overdue receivables down ~$13M
Value delivered · USD
$0Mpotential loss avoided
Loss avoided
$55M
Receivables ↓
$13M
Cost savings
$10M+
15 initiativesEDI migration · 4 mo

Challenge

Legacy reserve calculation, costly to maintain, hard to scale, and a migration to a new core platform without breaking regulatory reporting (RBU / IFRS 9).

Impact

  • New reserve-calculation architecture in delivery
  • $0.7M saved in 2025, $0.45M in 2026
  • Ahead of schedule
  • DevOps platform investment case over 3 years, $33M+
DevOps investment case · 3-yr
$0M+3-year horizon
Savings 2025
$0.7M
Savings 2026
$0.45M
▲ Ahead of scheduledelivery on track

Challenge

A new auto-loan line with uncertain demand, real risk exposure, and no transparent way to measure performance or risk.

Impact

  • Core processes modeled in BPMN
  • New credit-risk indicators
  • LTV, CAC, and channel performance made visible
  • Investment and technical docs ready for funding and scaling
Performance & risk · now measured
LTV
tracked
CAC
in control
Channels
visible
BPMN modeledCredit-risk indicatorsFunding docs ready
Get in touch

Let's talk

If your IT program is too complex, too regulated, or too risky for an ordinary PM — let's talk. We'll structure the context and identify practical next steps.

  • Email
    advisory@karimov.tech
  • Address
    Zeleznicka 20, Novi Sad, Serbia, 21101
  • Working hours
    Monday – Friday: 9:00 – 18:00

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