Fintech · Banking

We help managecomplex IT projectsin the financial sector

Karimov Project Advisory works with IT initiatives in banking and fintech, helping reduce risk and bring mission-critical projects to successful outcomes in real-world conditions.

Schedule a consultation
◍ click the board to play a stone
Why us

Our value isyour advantage

Business-driven IT delivery

We treat IT initiatives as enablers of business outcomes, not as isolated technical efforts.

Deep financial-sector expertise

We understand banking constraints: compliance, information security, regulatory deadlines, legacy dependencies, and vendor ecosystems.

Experience in high-risk initiatives

We support transformations, integrations, and mission-critical projects where delivery failure has direct business and reputational impact.

Trusted by IT and business leaders

We bridge IT, business, and executive teams, enabling informed and executable decisions.

What we do

Services

01

IT Transformation & Program Advisory

We support large-scale IT programs in banking and fintech, including digital transformation, platform implementation, and legacy modernization. We help establish control, dependencies, and priorities within complex regulatory and technological environments.

02

Risk, Delivery & Decision Support

We identify real delivery risks in IT initiatives and assess the impact of decisions on timelines, budgets, and system stability. We work with uncertainty and constraints that cannot be addressed through formal methodologies alone.

03

Cross-functional & Stakeholder Alignment

We operate across IT, business, security, compliance, and vendors. We address gaps in accountability, communication, and expectations. This reduces friction between teams that most often leads to delays and delivery issues.

04

Project Recovery & Governance

We step into IT projects that have lost control and focus. We establish clear governance and decision-making structures. This helps stabilize delivery and return the project to a manageable trajectory.

Track record

0+ years in IT project delivery

Delivering mission-critical financial-sector programs since 2012.

Clients include leaders in their industries

Realprojectic Method

Our approach

A pragmatic method for IT projects in regulated financial environments, where delivery is decided not only by code, but by the balance of power. We make it visible, measurable, and manageable.

01Diagnostics
01 — Diagnostics

Who really influences the project

We read the real balance of power, not the org chart. Where authority sits, where resistance is, and the hidden dependencies between the CEO, finance, IT, security and the vendor.

02Coalitions
02 — Coalition map

Who's for, who's against, who's left out

We map roles by interest: allies, opponents, neutrals, and those nobody thought to ask. It becomes clear who must be won over for a decision to pass.

AlliesCEOBusiness
AgainstInfoSecCompliance
NeutralCFOVendor
Left outOpsIT Ops
03Metrics
03 — Metrics

Managed by data, not by gut feel

Cycle time, flow efficiency, WIP — from any task tracker. Progress shows up in numbers, not in upbeat status reports.

Task tracker · task flow
0d
Cycle time
0%
Flow eff.
0
WIP
Throughput · 6 weeks
RES-204Reserve calc migrationDone
RBU-118RBU report mappingDone
IFR-090IFRS 9 stagingIn progress
DVO-012DevOps pipelineIn progress
SEC-447Security sign-offOn pause
VND-031Vendor integrationIn progress
GOV-005Governance reviewDone
EDI-220EDI provider switchOn pause
RES-204Reserve calc migrationDone
RBU-118RBU report mappingDone
IFR-090IFRS 9 stagingIn progress
DVO-012DevOps pipelineIn progress
SEC-447Security sign-offOn pause
VND-031Vendor integrationIn progress
GOV-005Governance reviewDone
EDI-220EDI provider switchOn pause
04Governance
04 — Governance

Decision structures under pressure

A clear decision-making path that doesn't fall apart under the regulator and deadlines. Every decision passes a control and is recorded.

Review
Risk
Approve
05Delivery
05 — Delivery

Results in real-world conditions

We bring a mission-critical project to its goal — through turbulence, not in a perfect plan. We track progress toward a clear target.

TargetDelivered
the engine beneath the method
AI-assisted delivery

AI runs the busywork. We keep the judgment.

AI agents handle the repetitive PM layer — status reports, meeting notes, tracker metrics, document parsing, risk and dependency logs — compressing hours into minutes.

Status reportsMeeting → action itemsTracker metricsDoc parsingRisk & dependency logs
Judgment & coalition stay human.
Routine PM work · time to produce
×3–×10faster on the routine layer
Manual
hrs–days
AI-assisted
minutes
time reclaimed for coalition & judgment
Sources → agent → ready artifacts
Task tracker
Meetings
Knowledge DB
Docs & email
AIagents
Metrics
Reports
Risks
Action items
Selected work

Case studies

Challenge

A large insurance group with a fragmented portfolio of IT and business initiatives, rising operational costs, and increased risk exposure under regulatory and organizational pressure.

Impact

  • 15 optimization initiatives delivered
  • $10M+ in verified cost savings
  • Emergency migration to a new EDI platform in 4 months
  • Avoided potential business loss of ~$55M
  • Reduced overdue receivables by ~$13M
Value delivered · USD
$0Mpotential loss avoided
Loss avoided
$55M
Receivables ↓
$13M
Cost savings
$10M+
15 initiativesEDI migration · 4 mo

Challenge

Legacy reserve calculation systems in a major bank, high maintenance costs, limited scalability, and the need to migrate critical functionality to a new core banking platform without impacting regulatory reporting (RBU / IFRS 9).

Impact

  • New reserve calculation architecture in delivery
  • $0.7M savings in 2025 and $0.45M in 2026
  • Project running ahead of schedule
  • DevOps platform investment case: 3-year horizon, $33M+
DevOps investment case · 3-yr
$0M+3-year horizon
Savings 2025
$0.7M
Savings 2026
$0.45M
▲ Ahead of scheduledelivery on track

Challenge

Launch and development of an auto-loan business line with high uncertainty in demand, risk exposure, and operational processes, and lack of transparent performance and risk measurement.

Impact

  • Core business processes modeled and formalized (BPMN)
  • New credit risk indicators implemented
  • Improved visibility into LTV, CAC, and channel performance
  • Investment and technical documentation prepared to support funding and business scaling
Performance & risk · now measured
LTV
tracked
CAC
in control
Channels
visible
BPMN modeledCredit-risk indicatorsFunding docs ready
Get in touch

Contact us

If your IT initiative in the financial sector is facing increased risk, delays, or loss of control, let's discuss the situation. We'll help structure the context and identify practical next steps.

We will use your details only to respond to your enquiry. See our Privacy Policy.